Protecting your privacy is important to Cresson Community Bank and our
employees. We want you to understand what information we collect
and how we use it. In order to provide our customers with a broad
range of financial products and services as effectively and conveniently
as possible, we use technology to manage and maintain customer
information. The following policy serves as a standard for all
Cresson Community Bank employees for collection, use, retention, and
security of nonpublic personal information.
What Information We Collect
We may collect "nonpublic personal information" about you from the
- Information we receive from you on applications or other forms;
- Information about your transactions with us or others; and
- Information we receive from third parties such as consumer reporting
"Nonpublic personal information" is nonpublic information about you that
we obtain in connection with providing a financial product or service to
you. For example, nonpublic personal information includes
information regarding your loan balance, payment history and account
What Information We Disclose
We are permitted under law to disclose nonpublic personal information
about you to other third parties to assist in servicing your loan or
account with us, to government entities in response to subpoenas, and to
credit bureaus. We do not disclose any nonpublic personal
information about you to anyone, except as permitted by law.
We have never in the past, nor do we plan to sell any nonpublic personal
information to third parties.
If you decide to close your account(s) or become an inactive customer,
we will continue to adhere to the privacy policies and practices
described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict
access to your personal and account information to those employees who
need to know that information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply
with federal standards to safeguard your nonpublic personal information.